Personal loans to get you a fresh start fast
Fast money, as soon as tomorrow
Rates as low as 3.84%
Extremely happy with everything that has been done for me and my family! Lowered my payments and started fixing my credit. I have been in a program for over a year now and it really works! Thanks again! Would highly recommend!!!
I cannot say enough great things about this company! They have done so much for me and lifted this burden off my shoulders. I am a very busy person and they helped with everything. THANK YOU!
Enrolled into a 2 year program. I was not sure what would happen because it seemed too easy and way too good to be true! Completed everything with no problems. Put me in a better place mentally, financially and spiritually. I can now sleep at night.
Frequently asked questions
Struggling with a personal loan payment or a credit card debt? Thinking of taking out another loan to pay off your previous ones?
Before you take an irrational step, educate yourself about consolidating your debts and a consolidation loan.
In layman terms, debt consolidation means to accumulate all the smaller debts such as personal loans, credit card payments, student loans, etc. that you need to pay, into a single larger amount. Debt consolidation not only makes your monthly payments easier, as you only have to pay a single amount instead of scheduling and managing smaller individual payments but, in many cases, it also often brings down your interest rates.
Once you have managed to consolidate all your debts, you can also opt for a consolidation loan to pay off your debts.
After merging all your debts through debt consolidation and turning them into one larger debt, you can take out a consolidation loan to pay the larger debt off easily.
Since the consolidated loan amount is larger than the individual smaller loans, it has a lower interest rate than what you would be paying for all of the smaller loans combined. Also, the payment terms of such a loan are more relaxed and often allow for a longer payback cycle. This also cuts down on your monthly payments significantly.
Consolidation loans fall in the category of personal loans and have a repayment term that can be as long as 72 months. They are fixed-rate loans with a very unlikely chance of these interest rates going up unless you miss a couple of payments.
Please keep in mind that even though the loan has a fixed rate of interest, what you manage to get is highly dependent on your credit standing and credit score.
Depending on how much you are struggling with your finances and whether you are willing to change your money management ways if given a fresh start, Consolidation Loan could be the perfect solution for you.
However, if you are not willing enough to become better at managing money matters, even a consolidation loan could keep you struggling with monthly payments. In any case, the decision solely lies with you if you want to change your ways or continue being reckless with your finances and keep struggling for the rest of your life.
If approached right, a consolidation loan can be the perfect solution for you to get out of your financial dilemmas. It gives you a second shot at better managing your finances and turning your life around.
If you are willing enough to put in the effort, Fresh Start Fast can offer their Consolidation Loan services to you.